– FROM OUR FAMILY TO YOURS –
We make it easy & stress-free
to find the right mortgage.
– FROM OUR FAMILY TO YOURS –
We make it easy & stress-free
to find the right mortgage.
★ ★ ★ ★ ★
5-Star Reviews
Buying a home is a big deal.
You shouldn’t feel confused, rushed, or pressured into decisions.
Family Mortgage Planners helps you find the right mortgage for YOUR needs — with clear explanations, honest advice, and a team that treats you like family.
Not all mortgages are created equal.
There may be an option that
fits your life better than another.
Our mission is to find it for you.
When it comes to financing, most homebuyers start (and stop) at their bank.
But, there are actually dozens of mortgage options available, and the differences can matter more than you think.
The challenge isn’t getting a mortgage.
It’s knowing which one actually fits your life.
That’s exactly where we come in.
As licensed mortgage brokers, we compare options from over 30+ lenders across Canada.
That means you get access to more options — not just what one bank can offer.
When you work with us, we:
Do all of the research for you.
Explain your options clearly.
Help you confidently choose the best mortgage for your needs.
We’re with you every step of the way.
Truly exceptional service!
★ ★ ★ ★ ★
“We had the most amazing experience working with The Family Mortgage! They took the time to really understand our situation and made us feel genuinely cared for every step of the way. Truly exceptional service!”
Emma R.
Let’s get you the best mortgage.
Here’s what you can expect from us:
Quick Responses
You can easily reach us by phone, email, or text — we respond promptly so you’re never left waiting or wondering what’s happening.
Clear Explanations
We take the time to walk you through your options in plain language, so you understand not just what you’re choosing — but why.
Honest Guidance
We truly keep your needs central to our mission. If something isn’t in your best interest, we’ll say so. Even if that means staying with your bank.
Stronger Options
Because we compare 30+ lenders, we’re often able to secure better solutions than clients were offered directly.
Smooth Process
From application to funding, we stay organized and proactive, making the process feel seamless instead of stressful.
A True Family Team
Mark, Jonah, and Joel work together on every file. That means shared responsibility, steady communication, and genuine care.
We’d be honored if you’d let our family take care of yours.
Made the process smooth & stress free from start to finish.
★ ★ ★ ★ ★
“Absolutely thrilled with the service from Family Mortgage Planners! From start to finish, they made the mortgage process smooth and stress-free. If you’re looking for a mortgage broker you can trust, I highly recommend Family Mortgage Planners. Truly exceptional service! Thank you for making my home buying experience so positive!“
Akash N.
We keep the mortgage process as easy as 1-2-3.
Start the conversation
We’ll learn about your financial situation, timeline, and your mortgage needs. Then, we’ll outline exactly what comes next.
Begin with our secure online application or schedule a call with us.
Move forward with confidence
We’ll walk you through the strongest mortgage and rate options available to you, explaining the differences clearly so you can choose with confidence.
Whether you need a pre-qualification outlining your purchase power or you’re ready to submit for final approval, we guide you every step of the way.
From start to finish, we stay proactive and responsive so you always know what’s happening.
Smooth. Organized. Stress-free.
Many of our clients come back — and refer their friends and family.
★★★★★
Working with Joel and team at Family Mortgage Planners made the entire mortgage process so much less stressful.
They were super patient, knowledgeable, and always quick to answer our questions (even the small ones). They explained everything clearly and helped us understand what we actually qualified for.
Maria T.
★★★★★
We received the most excellent service! Joel was thorough and patient with the particularities of my situation and the whole process went smoother than I could have hoped for. Our real estate lawyer even commented to me that my mortgage broker did an amazing job because it had been ages since he had seen a lower mortgage rate.
Hats off to this incredible team at Family Mortgage Planners!
Kristin B.
★★★★★
The team at Family Mortgage Planners are exceptional. They got us a great rate on our house in 2015, and an even better rate when we refinanced in 2020.
They are super easy to communicate with and are very helpful at answering any questions or concerns. We will continue to use them for our mortgage needs and I drop their name to all of my friends who are looking for mortgages.
Beau W.
We’d be honored to serve you, too.
Ready to get started?
There are several ways we can get started! Regardless of how you reach out, we’ll quickly get back to you & answer your questions!
Call or text us today!
780-907-7207
Connect with us!
Have a question?
Fill out the form below & we’ll get right back to you.
We’re trusted by thousands of local families.
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They were available to answer questions whenever I needed and were creative and flexible in helping us negotiate the best terms possible.
Julie H.
May 10, 2024Honest and excellent at what they do. Mark and Joel were very quick to respond and secure excellent rates for me and my family. They originally found an excellent rate on our rental property and when it came time to renew on our personal home they were very quick to... read more lock in a very low rate in period of time where rates changed very quickly. They made sure to get all the information from me that they needed to make sure I didn’t miss out on the best rate that I could get. I highly recommend them and appreciate the work they did. Jamie/Julie
Julie F.
March 1, 2022As first time home buyers we didn't know much about the process for buying a house/getting approval for a mortgage. Jonah and their team at Family Mortgage Planners went above and beyond helping us with more than we could've expected. They were always available to answer the many questions we... read more had and gave us great suggestions to help make the entire process so much easier. Would highly recommend them to anyone looking to buy a house
Edward B.
June 10, 2024 -
Mark was fantastic to work with. After dealing with a bank and having a less than positive experience, Mark had me pre-approved in less than an hour in a better deal than I thought possible. I would recommend them in a heartbeat!
Tiffany L.
November 16, 2021I’ve used Joel and Mark 3 times over the last 15 years. Always felt like I was a priority. Very responsive, very thorough. Didn’t even have to step foot in their offices and they got me a mortgage on my own when I was worried... read more about being self employed. Very grateful for their seamless streamlined process. And thank you very much for the cookie delivery after I closed on my new mortgage. Thank you thank you!
Sarah L.
June 14, 2023Great rates. Good people. Professional service. I wish they provided more advice based on your situation. But if you know why you want and why it’s best for you, that might not matter.
Braden B.
May 16, 2022 -
Highly recommended! As first time home buyers it was a great experience having Joel handle our mortgage. He was so helpful and knowledgeable. He knew what lenders would work for our particular situation and got us great rates. Also he clearly communicated what we should expect at each stage and... read more helped ease any worries we had. He was easy to get a hold of and continued to touch base throughout the process to make sure everything was in order. Thanks Joel and the Family Mortgage Planners for a great experience and helping us get our mortgage for our first home.
Stuart S.
October 20, 2020Mark and his team will make sure you have an amazing experience from start to finish!
Chris K.
May 10, 2024I greatly value the dedication that Family Mortgage Planners have to their costumers. Whether its newsletters on whats going on in the housing market, tips on finances, prizes to be won, or questions I might have, I always feel connected and a part of their team! Thank you for... read more your guidance along the way on my approval for my mortgage and for your quick responses!
Veronica G.
January 16, 2022 -
I had a great experience working with the team. Timely and detailed response to inquiries. Highly recommend.
Tolulope A.
November 8, 2025It definitely was a team effort from the "Family Mortgage Team". Mark and Joel both helped us through our home search. They always had an answer for us and gave sound advice. They are very accessible and prompt. We recommend you talk with them and give "Family Mortgage Team" a... read more chance to earn your business. Jamie and Janine.
Jamie D.
December 16, 2021I recommend family mortgage planners...they are the best.
akerele o.
November 10, 2023 -
If you are looking at buying a home I would highly suggest working with Mark & Joel. They had us pre-approved within 24 hours of inquiring and were clear and concise in what more they needed from us throughout the duration of the sale. They are available when you need... read more them and extremely informative. We were first time home buyers and they helped us navigate a process that they don't teach you in school! Great brokers, better humans. Thanks again, We couldn't be happier in our new home!
Erik S.
March 1, 2022Amazing mortgage brokers to work with. Jonah was amazing and got us an amazing rate. Highly recommend.
Scott C.
January 1, 2023The Family mortgage planners made the selling and home buying experience enjoyable and efficient. We are so happy with our new home and interest rate! Mark and Joel were professional and personal which took away any stress that we would have experienced without them. 110% recommended! Mike and Brit
Michael A.
March 1, 2022 -
Family Mortgage Planners were phenomenal to work with! They anticipated my questions, and answered everything so quickly I didn’t have time to stress over them! They helped us secure the mortgage on our little heart home! I will recommend Mark & Joel to anyone. I was very happy with everything... read more they did for our family!
Amanda A.
April 7, 2021The team at Family Mortgage Planners was fantastic to deal with. They made the process easy by staying in touch well and making sure everything was done thoroughly. They explained our options well and made sure we understood and could make the best decision based on our situation.
Ryley S.
May 22, 2022Family Mortgage Planners helped me when I first bought my place, and again when it was time to renew. Really took a lot of the stress out of the process, helped every step of the way, and were very attentive when I had questions. I recommend them to anyone I... read more know looking at buying, and plan on using their services as long as I have my mortgage.
Cristin L.
February 1, 2023 -
Very good people,helped me successfully get my mortgage. I would recommend them to anyone who needs financing for a mortgage.
Ahmed Y.
May 22, 2022We had an opportunity to work with Joel for the first time in 2016 and then again this year. As always, we appreciate Joel's professionalism. His attention to detail is beyond compare. We highly recommend Family Mortgage. - Williams and Sta Juana Family
The W.
November 7, 2021We have been working with Mark and Joel for years. They always work hard for us, and take all the stress out of renewing our mortgage or signing up for a new one. They are always there to answer questions no matter what. Mark, Joel and the rest of the... read more team are amazing!
Lisa M.
August 16, 2021 -
Highly recommend. I refer all my real estate clients to them as well as my own personal mortgage!
Elidio A.
January 1, 2023Joel Kostelyk and Mark Kostelyk of Family Morgage Planners provided us high quality service. Mark told us the processing of our application would take less than a week and he was right because we got the conditional approval a day after we submitted all the required documents. They found the... read more lender who could give us the best interest rate and great loan feautures. Mark guided us to the easy documentation process of our application up to the end. Not only that, they still offered after-sale service to answer any questions even though the mortgage has already been released. They were very helpful, and honest/transparent to every detail of the transactions. I will definitely recommend them to my family members, coworkers, and friends. Five star for you and more power!
8. J.
February 14, 2021The Family mortgage planners made the selling and home buying experience enjoyable and efficient. We are so happy with our new home and interest rate! Mark and Joel were professional and personal which took away any stress that we would have experienced without them. 110% recommended!
Mike and Brit Michael A.
July 7, 2021 -
Had many questions, and all our questions were answered promptly and without hesitation. We managed to get a great rate and felt cared for the entire process. Will be using again with future purchases!!
Garett F.
November 1, 2022These guys are amazing! They always have all the answers to my questions and have helped me with a mortgage and a refinance in a very speedy manner. Could not recommend them enough their team is just stellar.
Cory R.
June 1, 2022I had an amazing experience with the Family Mortgage Planners Brokers getting approved for my new house. Even given the new stress test I was able to maintain my holding property, and everything was very prompt. Amazing team! And they got me a great rate to boot!
Melanie m.
March 1, 2020 -
We are really thankful to Joel and Mark for helping us get our first home! Their approach towards getting our financing done right from the beginning was really very helpful, diligent and professional. Joel was always ready to answer any questions that I had and also gave me good tips... read more and advice and followed up with me on all the details! Highly recommended for anyone looking to buy a home! Thanks Joel and Mark once again!
AR B.
March 1, 2021My mortgage process was fast and seamless. I was able to complete everything online and my broker,Joel, kept me updated throughout the process. I would definitely recommend the Family Mortgage Planners if you are looking for efficient and excellent service.
taiwo a.
April 7, 2021The Family Mortgage Planners were exceptional! They helped us renew our mortgage & kept us upto date on the changing rates. They made sure they put us with a lender that best fit our needs. I would highly recommend Mark, Jonah or Joel to help with any future mortgage.
Marci H.
May 10, 2024