FROM OUR FAMILY TO YOURS

We make it easy & stress-free
to find the right mortgage. 

FROM OUR FAMILY TO YOURS

We make it easy & stress-free
to find the right mortgage. 

★ ★ ★ ★ ★
5-Star Reviews
Buying a home is a big deal.

You shouldn’t feel confused, rushed, or pressured into decisions.

Family Mortgage Planners helps you find the right mortgage for YOUR needs — with clear explanations, honest advice, and a team that treats you like family.

Not all mortgages are created equal.

There may be an option that
fits your life better than another.

Our mission is to find it for you.

When it comes to financing, most homebuyers start (and stop) at their bank.

But, there are actually dozens of mortgage options available, and the differences can matter more than you think.

The challenge isn’t getting a mortgage.

It’s knowing which one actually fits your life.

That’s exactly where we come in.

As licensed mortgage brokers, we compare options from over 30+ lenders across Canada.

That means you get access to more options — not just what one bank can offer.


When you work with us, we:

Do all of the research for you.

Explain your options clearly.

Help you confidently choose the best mortgage for your needs.

We’re with you every step of the way.

Truly exceptional service!

★ ★ ★ ★ ★

“We had the most amazing experience working with The Family Mortgage! They took the time to really understand our situation and made us feel genuinely cared for every step of the way. Truly exceptional service!”

Emma R.

Let’s get you the best mortgage.

Here’s what you can expect from us:

Quick Responses

You can easily reach us by phone, email, or text — we respond promptly so you’re never left waiting or wondering what’s happening.

Clear Explanations

We take the time to walk you through your options in plain language, so you understand not just what you’re choosing — but why.

Honest Guidance

We truly keep your needs central to our mission. If something isn’t in your best interest, we’ll say so. Even if that means staying with your bank.

Stronger Options

Because we compare 30+ lenders, we’re often able to secure better solutions than clients were offered directly.

Smooth Process

From application to funding, we stay organized and proactive, making the process feel seamless instead of stressful.

A True Family Team

Mark, Jonah, and Joel work together on every file. That means shared responsibility, steady communication, and genuine care.

We’d be honored if you’d let our family take care of yours. 

Made the process smooth & stress free from start to finish.

★ ★ ★ ★ ★

Absolutely thrilled with the service from Family Mortgage Planners! From start to finish, they made the mortgage process smooth and stress-free. If you’re looking for a mortgage broker you can trust, I highly recommend Family Mortgage Planners. Truly exceptional service! Thank you for making my home buying experience so positive!

Akash N.

We keep the mortgage process as easy as 1-2-3.

Mark Kostelyk
1

Start the conversation

We’ll learn about your financial situation, timeline, and your mortgage needs. Then, we’ll outline exactly what comes next.

Begin with our secure online application or schedule a call with us.

2

Review & prepare

Mark, Joel, and Josh carefully review your application and confirm exactly which documents a lender will need.

We gather everything upfront — because this critical step helps prevent delays, surprises, and unnecessary stress later in the approval process.

Family Mortgage Planners Team
3

Move forward with confidence

We’ll walk you through the strongest mortgage and rate options available to you, explaining the differences clearly so you can choose with confidence.

Whether you need a pre-qualification outlining your purchase power or you’re ready to submit for final approval, we guide you every step of the way.

From start to finish, we stay proactive and responsive so you always know what’s happening.

Smooth. Organized. Stress-free.

Many of our clients come back — and refer their friends and family.

★★★★★

Working with Joel and team at Family Mortgage Planners made the entire mortgage process so much less stressful.

Maria T.

★★★★★

We received the most excellent service! Joel was thorough and patient with the particularities of my situation and the whole process went smoother than I could have hoped for. Our real estate lawyer even commented to me that my mortgage broker did an amazing job because it had been ages since he had seen a lower mortgage rate.

Hats off to this incredible team at Family Mortgage Planners!

Kristin B.

★★★★★

The team at Family Mortgage Planners are exceptional. They got us a great rate on our house in 2015, and an even better rate when we refinanced in 2020.

They are super easy to communicate with and are very helpful at answering any questions or concerns. We will continue to use them for our mortgage needs and I drop their name to all of my friends who are looking for mortgages.

Beau W.

We’d be honored to serve you, too.

Ready to get started?

There are several ways we can get started! Regardless of how you reach out, we’ll quickly get back to you & answer your questions!

Call or text us today!

780-907-7207

Connect with us!

Have a question?

Fill out the form below & we’ll get right back to you.

We’re trusted by thousands of local families.

  • Family Mortgage Planners made the process of renewing our mortgage hassle-free. They found us the best deal and kept us informed throughout the process. I highly recommend them!

    Jean Harsch Avatar Jean H.
    October 2, 2025

    I greatly value the dedication that Family Mortgage Planners have to their costumers. Whether its newsletters on whats going on in the housing market, tips on finances, prizes to be won, or questions I might have, I always feel connected and a part of their team! Thank you for... read more

    Veronica Gurdian Avatar Veronica G.
    January 16, 2022

    We had an amazing experience with the help of Joel Kostelyk, from start to finish. He was so professional, knowledgeable, and quick to reply. He got us qualified for the perfect mortgage for us, and we were able to buy a house that was exactly what we wanted. I can’t... read more

    Hannah Borkent Avatar Hannah B.
    March 1, 2021
  • They are definitely a 5 star experience. They went above and beyond, making this the easiest, most professional experience I had securing a mortgage. They were exceptionally friendly and very helpfully in getting me the absolute best rate for my mortgage. I would, without hesitation, refer anyone I know to... read more

    Donna McCoy Avatar Donna M.
    March 10, 2022

    Mark Kostelyk is the perfect mortgage broker. He got the job done on his end quickly and any information he needed from me; he asked in a way that didn’t make feel pressured. I know that I got a good deal. Next time I need a mortgage I will... read more

    Austin A Avatar Austin A.
    October 30, 2025

    I had an amazing experience working with Family Mortgage Planners! From start to finish, their team was incredibly professional, knowledgeable, and supportive. They made the entire mortgage process smooth and stress-free, explaining every step and answering all my questions with patience and clarity. I truly felt like they had my... read more

    Rekled Avatar Rekled
    April 1, 2025
  • If you are looking for a mortgage, then look no further then Mark and Joel. They will treat you like family and will go above and beyond what you would expect. Highly recommend this team!

    Jon Avatar Jon
    October 16, 2021

    Great family run business. Mark and his team were always quick to respond and willing to help. I would use them again

    Jacob Lucier Avatar Jacob L.
    May 22, 2022

    Family mortgage planners were excellent to work with. They had me prequalified very quickly and made the process of submitting all the required paperwork really easy. Once I had made an offer, they got me a great rate and once again got me set up very quickly. I highly recommend... read more

    Chase Buhler Avatar Chase B.
    June 14, 2023
  • Mark and Joel are the best mortgage brokers out there! They really work hard to get the best deals for their customers. They are so efficient, respond quickly and support clients in the best way possible. I trust them entirely and never doubt that they are advocating for my needs... read more

    Wanda Whitford Avatar Wanda W.
    May 18, 2021

    Absolutely thrilled with the service from Family Mortgage Planners! From start to finish, they made the mortgage process smooth and stress-free. Jonah is professional, knowledgeable, and genuinely cares about their clients. He took the time to understand my needs and provided personalized options that worked for me. Communication was clear... read more

    akash nimkar Avatar akash n.
    March 25, 2025

    I had a great experience working with the team. Timely and detailed response to inquiries. Highly recommend.

    Tolulope Adetunji Avatar Tolulope A.
    November 8, 2025
  • The whole team at Family Mortgage Planners was fantastic to work with. They answered all of our nitty-gritty questions with helpful explanations and additional information. As first time home buyers my husband and I felt very well taken care of and supported by Family Mortgage Planners.

    Sandra Holmes Avatar Sandra H.
    August 2, 2022

    These gentleman are the best. They went above and beyond assisting us with all of our mortgage needs. Thank you , I will be advertising your business.

    Beatrice Leek Avatar Beatrice L.
    July 16, 2022

    I greatly value the dedication that Family Mortgage Planners have to their costumers. Whether its newsletters on whats going on in the housing market, tips on finances, prizes to be won, or questions I might have, I always feel connected and a part of their team!

    Thank you for your guidance... read more

    Veronica Gurdian Avatar Veronica G.
    January 7, 2022
  • My mortgage process was fast and seamless. I was able to complete everything online and my broker,Joel, kept me updated throughout the process. I would definitely recommend the Family Mortgage Planners if you are looking for efficient and excellent service.

    Taiwo Adekunle Avatar Taiwo A.
    March 1, 2022

    We have used the team at the Family Mortgage Planners for three properties, three refinancing deals and for over 11 years. They care about your needs and find you the best rate available. We highly recommend.

    Jenianne Boyda Avatar Jenianne B.
    March 1, 2022

    The team at family mortgage was always available to answer questions and offered support to us every step of the way. After being turned down by our long term bank, we felt incredibly discouraged, but family mortgage was able to not only obtain our financing to purchase our forever home,... read more

    Elise Schultz Avatar Elise S.
    February 26, 2021
  • Mark has been a pleasure to work with. Competitive rates and valuable advice. Thought I would try a discount mortgage provider direct and If I chose him instead I would have saved a lot of money as rates dropped and now I’m locked in! Very happy with his service and value... read more

    Alex Hogg Avatar Alex H.
    January 18, 2021

    Working with Joel and team at Family Mortgage Planners made the entire mortgage process so much less stressful. They were super patient, knowledgeable, and always quick to answer our questions (even the small ones). They explained everything clearly and helped us understand what we actually qualified for. Thank you for your... read more

    Maria Toro Avatar Maria T.
    November 29, 2025

    Mark, Jonah and crew were an invaluable member of our real estate team! They made our journey to finding financing for our home easy and hassle-free. Not only were they patient, accommodating, and kind throughout the process… they also made us feel very comfortable by answering any questions we had... read more

    Payton Humphries Avatar Payton H.
    January 1, 2023
  • Joel and Mark have been amazing to work with yet again! Been working with them for years on several homes and mortgages. They are always willing to help answer questions and make the process as easy as possible! They are 5 star, for sure!!!

    Christie Morin Avatar Christie M.
    August 10, 2024

    I purchased my home a couple months ago and used the family mortgage planners to help secure financing. The process was so smooth and they were very patient with a first time home buyer! Mark, Jonah & Joel were all very kind and made sure I was well informed... read more

    Sam Hemming Avatar Sam H.
    September 14, 2023

    It was time to renew my mortgage and I went to Joel Kostelyk at Family Mortgage Planners. He got on it right away and within a short time period had a good offer for me. The process was straight forward and efficient, and I found everyone at Family Mortgage Planners... read more

    Caroline Hendley Avatar Caroline H.
    August 2, 2022
  • A very great and reliable team. Family Mortgage planners took us through the process. Very detailed and straightforward.

    Ayodeji Babajide Avatar Ayodeji B.
    September 14, 2023

    Mark was fantastic to work with. After dealing with a bank and having a less than positive experience, Mark had me pre-approved in less than an hour in a better deal than I thought possible. I would recommend them in a heartbeat!

    Tiffany Labrash Avatar Tiffany L.
    November 16, 2021

    For the first time purchasing our home, Family Mortgage Team Planners made the process seamless and stress-free. We will undoubtedly seek their assistance again in the future. Highly recommended!

    angel nillo Avatar angel n.
    October 2, 2025
  • I’ve used Joel and Mark 3 times over the last 15 years. Always felt like I was a priority. Very responsive, very thorough. Didn’t even have to step foot in their offices and they got me a mortgage on my own when I was worried... read more

    Sarah Larson Avatar Sarah L.
    June 14, 2023

    If you are looking at buying a home I would highly suggest working with Mark & Joel. They had us pre-approved within 24 hours of inquiring and were clear and concise in what more they needed from us throughout the duration of the sale. They are available when you need... read more

    Erik Steinbring Avatar Erik S.
    March 1, 2022

    The team at Family Mortgage Planners was awesome! Very knowledgeable, efficient, and responsive.

    Ethan Tchir Avatar Ethan T.
    October 2, 2025