FROM OUR FAMILY TO YOURS

We make it easy & stress-free
to find the right mortgage. 

FROM OUR FAMILY TO YOURS

We make it easy & stress-free
to find the right mortgage. 

★ ★ ★ ★ ★
5-Star Reviews
Buying a home is a big deal.

You shouldn’t feel confused, rushed, or pressured into decisions.

Family Mortgage Planners helps you find the right mortgage for YOUR needs — with clear explanations, honest advice, and a team that treats you like family.

Not all mortgages are created equal.

There may be an option that
fits your life better than another.

Our mission is to find it for you.

When it comes to financing, most homebuyers start (and stop) at their bank.

But, there are actually dozens of mortgage options available, and the differences can matter more than you think.

The challenge isn’t getting a mortgage.

It’s knowing which one actually fits your life.

That’s exactly where we come in.

As licensed mortgage brokers, we compare options from over 30+ lenders across Canada.

That means you get access to more options — not just what one bank can offer.


When you work with us, we:

Do all of the research for you.

Explain your options clearly.

Help you confidently choose the best mortgage for your needs.

We’re with you every step of the way.

Truly exceptional service!

★ ★ ★ ★ ★

“We had the most amazing experience working with The Family Mortgage! They took the time to really understand our situation and made us feel genuinely cared for every step of the way. Truly exceptional service!”

Emma R.

Let’s get you the best mortgage.

Here’s what you can expect from us:

Quick Responses

You can easily reach us by phone, email, or text — we respond promptly so you’re never left waiting or wondering what’s happening.

Clear Explanations

We take the time to walk you through your options in plain language, so you understand not just what you’re choosing — but why.

Honest Guidance

We truly keep your needs central to our mission. If something isn’t in your best interest, we’ll say so. Even if that means staying with your bank.

Stronger Options

Because we compare 30+ lenders, we’re often able to secure better solutions than clients were offered directly.

Smooth Process

From application to funding, we stay organized and proactive, making the process feel seamless instead of stressful.

A True Family Team

Mark, Jonah, and Joel work together on every file. That means shared responsibility, steady communication, and genuine care.

We’d be honored if you’d let our family take care of yours. 

Made the process smooth & stress free from start to finish.

★ ★ ★ ★ ★

Absolutely thrilled with the service from Family Mortgage Planners! From start to finish, they made the mortgage process smooth and stress-free. If you’re looking for a mortgage broker you can trust, I highly recommend Family Mortgage Planners. Truly exceptional service! Thank you for making my home buying experience so positive!

Akash N.

We keep the mortgage process as easy as 1-2-3.

Mark Kostelyk
1

Start the conversation

We’ll learn about your financial situation, timeline, and your mortgage needs. Then, we’ll outline exactly what comes next.

Begin with our secure online application or schedule a call with us.

2

Review & prepare

Mark, Joel, and Josh carefully review your application and confirm exactly which documents a lender will need.

We gather everything upfront — because this critical step helps prevent delays, surprises, and unnecessary stress later in the approval process.

Family Mortgage Planners Team
3

Move forward with confidence

We’ll walk you through the strongest mortgage and rate options available to you, explaining the differences clearly so you can choose with confidence.

Whether you need a pre-qualification outlining your purchase power or you’re ready to submit for final approval, we guide you every step of the way.

From start to finish, we stay proactive and responsive so you always know what’s happening.

Smooth. Organized. Stress-free.

Many of our clients come back — and refer their friends and family.

★★★★★

Working with Joel and team at Family Mortgage Planners made the entire mortgage process so much less stressful.

Maria T.

★★★★★

We received the most excellent service! Joel was thorough and patient with the particularities of my situation and the whole process went smoother than I could have hoped for. Our real estate lawyer even commented to me that my mortgage broker did an amazing job because it had been ages since he had seen a lower mortgage rate.

Hats off to this incredible team at Family Mortgage Planners!

Kristin B.

★★★★★

The team at Family Mortgage Planners are exceptional. They got us a great rate on our house in 2015, and an even better rate when we refinanced in 2020.

They are super easy to communicate with and are very helpful at answering any questions or concerns. We will continue to use them for our mortgage needs and I drop their name to all of my friends who are looking for mortgages.

Beau W.

We’d be honored to serve you, too.

Ready to get started?

There are several ways we can get started! Regardless of how you reach out, we’ll quickly get back to you & answer your questions!

Call or text us today!

780-907-7207

Connect with us!

Have a question?

Fill out the form below & we’ll get right back to you.

We’re trusted by thousands of local families.

  • Family Mortgage Planners were phenomenal to work with! They anticipated my questions, and answered everything so quickly I didn’t have time to stress over them! They helped us secure the mortgage on our little heart home! I will recommend Mark & Joel to anyone. I was very happy with everything... read more they did for our family!

    Amanda Archibald Avatar Amanda A.
    April 7, 2021

    Mark and his team are fantastic. have used on a few properties now and i wouldn't go anywhere else.

    Justin R Avatar Justin R.
    February 16, 2022

    Honest and excellent at what they do. Mark and Joel were very quick to respond and secure excellent rates for me and my family. They originally found an excellent rate on our rental property and when it came time to renew on our personal home they were very quick to... read more lock in a very low rate in period of time where rates changed very quickly. They made sure to get all the information from me that they needed to make sure I didn’t miss out on the best rate that I could get. I highly recommend them and appreciate the work they did. Jamie/Julie

    Julie Fair Avatar Julie F.
    April 8, 2021
  • We received the most excellent service! Joel was thorough and patient with the particularities of my situation and the whole process went smoother than I could have hoped for. Our real estate lawyer even commented to me that my mortgage broker did an amazing job because it had been ages... read more since he had seen a lower mortgage rate. Hats off to this incredible team at Family Mortgage Planners!

    Kristin Berg Avatar Kristin B.
    February 8, 2023

    These guys are amazing! They always have all the answers to my questions and have helped me with a mortgage and a refinance in a very speedy manner. Could not recommend them enough their team is just stellar.

    Cory Rianson Avatar Cory R.
    June 1, 2022

    Highly recommend. I refer all my real estate clients to them as well as my own personal mortgage!

    Elidio Afonso Avatar Elidio A.
    January 1, 2023
  • I’ve used Joel and Mark 3 times over the last 15 years. Always felt like I was a priority. Very responsive, very thorough. Didn’t even have to step foot in their offices and they got me a mortgage on my own when I was worried... read more about being self employed. Very grateful for their seamless streamlined process. And thank you very much for the cookie delivery after I closed on my new mortgage. Thank you thank you!

    Sarah Larson Avatar Sarah L.
    June 14, 2023

    Recently got a mortgage through this company. Friendly, knowledgeable staff. Quick response to any questions I had. We had a fairly tight deadline but they made the whole process very quick and easy, highly recommend.

    Meredith Kennedy Avatar Meredith K.
    May 10, 2024

    Mark Kostelyk is the perfect mortgage broker. He got the job done on his end quickly and any information he needed from me; he asked in a way that didn’t make feel pressured. I know that I got a good deal. Next time I need a mortgage I will... read more be calling him again 🙂

    Austin A Avatar Austin A.
    October 30, 2025
  • Recommended to me by a couple of friends. What I found was great client care. The team at Family Mortgage Planners provided reliable and quick service. From beginning to end, there was no delay in answering our questions online or by phone, even afterhours. They provided clear direction, information, and... read more document requirements. We were extremely happy and thankful with the rate they found for us and how fast they were able to lock us in before a potential increase.

    Bart Seres Avatar Bart S.
    October 14, 2023

    I had an outstanding experience with family mortgage team. Jonah and Joel were very professional and they made this whole process super easy and stress free. The communication was top-notch during the process and they responded timly manner to my emails and texts. I would recommend family mortgage team to... read more anyone whos in mortgage needs around me. Thank you so much!! You guys are best!!

    MK Avatar MK
    October 4, 2025

    Joel was really friendly and helpful getting us approved for a mortgage. He answered any questions we had promptly and the whole process was smooth as silk. I highly recommend giving these fellas a call if you're needing a mortgage.

    Jesse Clemmer Avatar Jesse C.
    April 1, 2025
  • The team at Family Mortgage Planners are exceptional. They got us a great rate on our house when we first purchased back in 2015, and got us an even better rate when we refinanced in 2020. They are super easy to communicate with and are very helpful at answering any... read more questions or concerns. We will continue to use them for our mortgage needs and I drop their name to all of my friends who are looking for mortgages.

    Beau Danger Avatar Beau D.
    March 1, 2021

    We recently purchased our first investment property and Family Mortgage went above and beyond. We needed a non conventional / short term mortgage and they made it happen. Everything went smooth with regards to the processing even we had a delay from CRA with the document we need. The Kostelyks... read more are very prompt with communication - I get an answer to every single question I have within a minute or two. They were all extremely helpful. Highly recommended!

    Jessica Therese Guerzon Avatar Jessica T.
    August 9, 2022

    Absolutely thrilled with the service from Family Mortgage Planners! From start to finish, they made the mortgage process smooth and stress-free. Jonah is professional, knowledgeable, and genuinely cares about their clients. He took the time to understand my needs and provided personalized options that worked for me. Communication was clear... read more and consistent, and answered all my questions promptly. I felt supported every step of the way, and they helped me secure a great rate. If you’re looking for a mortgage broker you can trust, I highly recommend Family Mortgage Planners. Truly exceptional service! Thank you for making my home buying experience so positive!

    akash nimkar Avatar akash n.
    March 25, 2025
  • Family mortgage planners were excellent to work with. They had me prequalified very quickly and made the process of submitting all the required paperwork really easy. Once I had made an offer, they got me a great rate and once again got me set up very quickly. I highly recommend... read more the Family Mortgage Planner team for any of your mortgage needs!

    Chase Buhler Avatar Chase B.
    June 14, 2023

    We have been working with Mark and Joel for years. They always work hard for us, and take all the stress out of renewing our mortgage or signing up for a new one. They are always there to answer questions no matter what. Mark, Joel and the rest of the... read more team are amazing!

    Lisa Macdonald Avatar Lisa M.
    August 16, 2021

    Joel and Mark have been amazing to work with yet again! Been working with them for years on several homes and mortgages. They are always willing to help answer questions and make the process as easy as possible! They are 5 star, for sure!!!

    Christie Morin Avatar Christie M.
    August 10, 2024
  • Family Mortgage Planners were 100% on the ball. They were recommended by family and we called them as our mortgage term was ending for a second quote. Service was friendly and prompt - more importantly I NEVER had to wait on the phone, be on hold, get conflicting stories or... read more bad advice - something I've become accustomed to when dealing with the big banks. Family Mortgage Planners made this a positive experience at a better rate than our bank offered. Highly recommended.

    Patrick Granger Avatar Patrick G.
    August 26, 2025

    Working with Joel and team at Family Mortgage Planners made the entire mortgage process so much less stressful. They were super patient, knowledgeable, and always quick to answer our questions (even the small ones). They explained everything clearly and helped us understand what we actually qualified for. Thank you for your... read more help!

    Maria Toro Avatar Maria T.
    November 29, 2025

    My mortgage process was fast and seamless. I was able to complete everything online and my broker,Joel, kept me updated throughout the process. I would definitely recommend the Family Mortgage Planners if you are looking for efficient and excellent service.

    Taiwo Adekunle Avatar Taiwo A.
    March 1, 2022
  • Mark and Joel are the best mortgage brokers out there! They really work hard to get the best deals for their customers. They are so efficient, respond quickly and support clients in the best way possible. I trust them entirely and never doubt that they are advocating for my needs... read more and will secure the best mortgage lender for me. This time they have saved me approx. $700-800 per month! In this economy everyone should contact these brokers as I know I will for sure...live much more comfortably.

    Wanda Whitford Avatar Wanda W.
    May 18, 2021

    Great service

    madeline turland Avatar madeline t.
    April 1, 2025

    Very helpful mortgage brokers! They will answer all your questions and will help you with your application from start to finish. Thanks guys!!

    Tricia Jamie Morales Avatar Tricia J.
    November 1, 2022
  • These guys are awesome. They respond very quickly if you have questions or concerns, and they will walk you through anything if you have questions. I would recommend them to anyone needing a mortgage.

    Aaron Belzil Avatar Aaron B.
    August 16, 2021

    Very helpful mortgage brokers! They will answer all your questions and will help you with your application from start to finish. Thanks guys!!

    Tricia Morales Avatar Tricia M.
    September 10, 2023

    My husband and I bought our first home through the Family Mortgage team. From the get go, Mark and his team provided us with great client service and answered all of our questions. As soon as we locked in on a home they were immediately on it and helped us... read more close the deal within a week. They answered our calls after working hours and reassured us that we would close the deal. I couldn’t be happier with the service we got. Moreover, they continuously worked hard to get us the lowest rates possible. I highly recommend the Family Mortgage Planner team.

    Priyanka Avatar Priyanka
    January 14, 2024
  • We had an amazing experience with the help of Joel Kostelyk, from start to finish. He was so professional, knowledgeable, and quick to reply. He got us qualified for the perfect mortgage for us, and we were able to buy a house that was exactly what we wanted. I can’t... read more recommend their services enough, and have already told a friend to go with them. We are thankful we had such a good experience, as it takes off a lot of the pressure that comes with buying your first home.

    Hannah Borkent Avatar Hannah B.
    March 1, 2021

    Family Mortgage Planners helped me when I first bought my place, and again when it was time to renew. Really took a lot of the stress out of the process, helped every step of the way, and were very attentive when I had questions. I recommend them to anyone I... read more know looking at buying, and plan on using their services as long as I have my mortgage.

    Cristin Latta Avatar Cristin L.
    February 1, 2023

    Very quick and efficient services. They responded extremely fast with the best offers available when my mortgage came up for renewal. The communication was very consistent and timely throughout the renewal process and I would highly recommend this team. They absolutely service their customers well. Jamie

    Jamie Fair Avatar Jamie F.
    March 1, 2022