– FROM OUR FAMILY TO YOURS –
We make it easy & stress-free
to find the right mortgage.
– FROM OUR FAMILY TO YOURS –
We make it easy & stress-free
to find the right mortgage.
★ ★ ★ ★ ★
5-Star Reviews
Buying a home is a big deal.
You shouldn’t feel confused, rushed, or pressured into decisions.
Family Mortgage Planners helps you find the right mortgage for YOUR needs — with clear explanations, honest advice, and a team that treats you like family.
Not all mortgages are created equal.
There may be an option that
fits your life better than another.
Our mission is to find it for you.
When it comes to financing, most homebuyers start (and stop) at their bank.
But, there are actually dozens of mortgage options available, and the differences can matter more than you think.
The challenge isn’t getting a mortgage.
It’s knowing which one actually fits your life.
That’s exactly where we come in.
As licensed mortgage brokers, we compare options from over 30+ lenders across Canada.
That means you get access to more options — not just what one bank can offer.
When you work with us, we:
Do all of the research for you.
Explain your options clearly.
Help you confidently choose the best mortgage for your needs.
We’re with you every step of the way.
Truly exceptional service!
★ ★ ★ ★ ★
“We had the most amazing experience working with The Family Mortgage! They took the time to really understand our situation and made us feel genuinely cared for every step of the way. Truly exceptional service!”
Emma R.
Let’s get you the best mortgage.
Here’s what you can expect from us:
Quick Responses
You can easily reach us by phone, email, or text — we respond promptly so you’re never left waiting or wondering what’s happening.
Clear Explanations
We take the time to walk you through your options in plain language, so you understand not just what you’re choosing — but why.
Honest Guidance
We truly keep your needs central to our mission. If something isn’t in your best interest, we’ll say so. Even if that means staying with your bank.
Stronger Options
Because we compare 30+ lenders, we’re often able to secure better solutions than clients were offered directly.
Smooth Process
From application to funding, we stay organized and proactive, making the process feel seamless instead of stressful.
A True Family Team
Mark, Jonah, and Joel work together on every file. That means shared responsibility, steady communication, and genuine care.
We’d be honored if you’d let our family take care of yours.
Made the process smooth & stress free from start to finish.
★ ★ ★ ★ ★
“Absolutely thrilled with the service from Family Mortgage Planners! From start to finish, they made the mortgage process smooth and stress-free. If you’re looking for a mortgage broker you can trust, I highly recommend Family Mortgage Planners. Truly exceptional service! Thank you for making my home buying experience so positive!“
Akash N.
We keep the mortgage process as easy as 1-2-3.
Start the conversation
We’ll learn about your financial situation, timeline, and your mortgage needs. Then, we’ll outline exactly what comes next.
Begin with our secure online application or schedule a call with us.
Move forward with confidence
We’ll walk you through the strongest mortgage and rate options available to you, explaining the differences clearly so you can choose with confidence.
Whether you need a pre-qualification outlining your purchase power or you’re ready to submit for final approval, we guide you every step of the way.
From start to finish, we stay proactive and responsive so you always know what’s happening.
Smooth. Organized. Stress-free.
Many of our clients come back — and refer their friends and family.
★★★★★
Working with Joel and team at Family Mortgage Planners made the entire mortgage process so much less stressful.
They were super patient, knowledgeable, and always quick to answer our questions (even the small ones). They explained everything clearly and helped us understand what we actually qualified for.
Maria T.
★★★★★
We received the most excellent service! Joel was thorough and patient with the particularities of my situation and the whole process went smoother than I could have hoped for. Our real estate lawyer even commented to me that my mortgage broker did an amazing job because it had been ages since he had seen a lower mortgage rate.
Hats off to this incredible team at Family Mortgage Planners!
Kristin B.
★★★★★
The team at Family Mortgage Planners are exceptional. They got us a great rate on our house in 2015, and an even better rate when we refinanced in 2020.
They are super easy to communicate with and are very helpful at answering any questions or concerns. We will continue to use them for our mortgage needs and I drop their name to all of my friends who are looking for mortgages.
Beau W.
We’d be honored to serve you, too.
Ready to get started?
There are several ways we can get started! Regardless of how you reach out, we’ll quickly get back to you & answer your questions!
Call or text us today!
780-907-7207
Connect with us!
Have a question?
Fill out the form below & we’ll get right back to you.
We’re trusted by thousands of local families.
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Excellent and convenient service! Their website makes uploading the necessary documents safe and easy. They are very responsive and work efficiently. My financing was the last thing I felt I needed to worry about in the purchase of my first home. Going with family mortgage planners for my mortgage really... read more
Cormack C.
April 22, 2022I recommend family mortgage planners...they are the best.
akerele o.
November 10, 2023The team at Family Mortgage Planners was awesome! Very knowledgeable, efficient, and responsive.
Ethan T.
October 2, 2025 -
Family Mortgage Planners were 100% on the ball. They were recommended by family and we called them as our mortgage term was ending for a second quote. Service was friendly and prompt - more importantly I NEVER had to wait on the phone, be on hold, get conflicting stories or... read more
Patrick G.
August 26, 2025Working with Joel and team at Family Mortgage Planners made the entire mortgage process so much less stressful. They were super patient, knowledgeable, and always quick to answer our questions (even the small ones). They explained everything clearly and helped us understand what we actually qualified for. Thank you for your... read more
Maria T.
November 29, 2025Great team effort by the guys here! Very prompt and professional. Highly recommended!!
Garth G.
July 26, 2022 -
Very helpful mortgage brokers! They will answer all your questions and will help you with your application from start to finish. Thanks guys!!
Tricia M.
September 10, 2023We had an opportunity to work with Joel for the first time in 2016 and then again this year. As always, we appreciate Joel's professionalism. His attention to detail is beyond compare. We highly recommend Family Mortgage. - Williams and Sta Juana Family
The W.
November 7, 2021Definitely recommend. These guys are reliable, and they make it easy to get a mortgage.
Hugh A.
September 10, 2023 -
It definitely was a team effort from the "Family Mortgage Team". Mark and Joel both helped us through our home search. They always had an answer for us and gave sound advice. They are very accessible and prompt.
We recommend you talk with them and give "Family Mortgage Team" a chance... read more Jamie D.
December 7, 2021Joel and Mark were excellent and were always there to answer any questions I had!
Joseph R.
November 16, 2021Fantastic experience, bank said no as I am not working but as I have RIF income and rental income they were able to get us into our new home with 1.94% 4 yr fixed. Quick to reply to any questions. Highly recommend!
AlanCarolyn R.
April 9, 2021 -
Mark and Joel were competent and always available to answer questions throughout the entire process. Our financing was approved and went through without any problems whatsoever. We’re very thankful to Mark and Joel for making financing a home purchase so easy!
Benjamin W.
March 1, 2021The Family mortgage planners made the selling and home buying experience enjoyable and efficient. We are so happy with our new home and interest rate! Mark and Joel were professional and personal which took away any stress that we would have experienced without them. 110% recommended! Mike and Brit
Michael A.
March 1, 2022Very helpful mortgage brokers! They will answer all your questions and will help you with your application from start to finish. Thanks guys!!
Tricia J.
November 1, 2022 -
For the first time purchasing our home, Family Mortgage Team Planners made the process seamless and stress-free. We will undoubtedly seek their assistance again in the future. Highly recommended!
angel n.
October 2, 2025It was time to renew my mortgage and I went to Joel Kostelyk at Family Mortgage Planners. He got on it right away and within a short time period had a good offer for me. The process was straight forward and efficient, and I found everyone at Family Mortgage Planners... read more
Caroline H.
August 2, 2022Mark, Jonah and Joel really made getting the right financial institution for our mortgage easy and without stress. They were exceptional from start to finish and I am certainly looking forward to working with them in the nearest future. Thank you Family Mortgage planners.
Afolabi D.
November 14, 2023 -
Mark was fantastic to work with. After dealing with a bank and having a less than positive experience, Mark had me pre-approved in less than an hour in a better deal than I thought possible. I would recommend them in a heartbeat!
Tiffany L.
November 16, 2021We purchased our first home with the help and guidance from your team. Always quick to answer emails and phone calls and helped us with any questions we had as new home owners. Will recommend your services to family and friends.
Bryant M.
February 21, 2021My mortgage process was fast and seamless. I was able to complete everything online and my broker,Joel, kept me updated throughout the process. I would definitely recommend the Family Mortgage Planners if you are looking for efficient and excellent service.
taiwo a.
April 7, 2021 -
The team at Family Mortgage Planners are exceptional. They got us a great rate on our house when we first purchased back in 2015, and got us an even better rate when we refinanced in 2020. They are super easy to communicate with and are very helpful at answering any... read more
Beau W.
February 14, 2021Mark Kostelyk is the perfect mortgage broker. He got the job done on his end quickly and any information he needed from me; he asked in a way that didn’t make feel pressured. I know that I got a good deal. Next time I need a mortgage I will... read more
Austin A.
October 30, 2025I have used them twice now. Nothing but the best. Extremely helpful, solid advice, and professional.
Kel F.
November 11, 2025 -
Mark helped me and my girlfriend obtain financing for our first house. Mark got in touch with us very quickly and was professional and easy to talk to! He answered all of our questions and was able to secure us a great Morgage in short order. It was a great... read more
Victor K.
March 1, 2021We are really thankful to Joel and Mark for helping us get our first home! Their approach towards getting our financing done right from the beginning was really very helpful, diligent and professional. Joel was always ready to answer any questions that I had and also gave me good tips... read more
AR B.
March 1, 2021They were very helpful and found us a much better rate than the banks were willing to give.
Casey G.
October 14, 2023 -
FMP was good to work with and very helpful for us!
Bill D.
September 10, 2023Mark, Joel, & Jonah were a pleasure to work with for my mortgage. I am a repeat customer & will not hesitate to use Family Mortgage Planners again. They are very professional, reliable, and quick to respond to any questions or concerns. Thank you!
Vickie N.
December 7, 2021Awesome group to deal with. Easy to understand their advice. Would definitely recommend to my friends and family. Thanks again for all your help.
Jim F.
September 14, 2023