FROM OUR FAMILY TO YOURS

We make it easy & stress-free
to find the right mortgage. 

FROM OUR FAMILY TO YOURS

We make it easy & stress-free
to find the right mortgage. 

★ ★ ★ ★ ★
5-Star Reviews
Buying a home is a big deal.

You shouldn’t feel confused, rushed, or pressured into decisions.

Family Mortgage Planners helps you find the right mortgage for YOUR needs — with clear explanations, honest advice, and a team that treats you like family.

Not all mortgages are created equal.

There may be an option that
fits your life better than another.

Our mission is to find it for you.

When it comes to financing, most homebuyers start (and stop) at their bank.

But, there are actually dozens of mortgage options available, and the differences can matter more than you think.

The challenge isn’t getting a mortgage.

It’s knowing which one actually fits your life.

That’s exactly where we come in.

As licensed mortgage brokers, we compare options from over 30+ lenders across Canada.

That means you get access to more options — not just what one bank can offer.


When you work with us, we:

Do all of the research for you.

Explain your options clearly.

Help you confidently choose the best mortgage for your needs.

We’re with you every step of the way.

Truly exceptional service!

★ ★ ★ ★ ★

“We had the most amazing experience working with The Family Mortgage! They took the time to really understand our situation and made us feel genuinely cared for every step of the way. Truly exceptional service!”

Emma R.

Let’s get you the best mortgage.

Here’s what you can expect from us:

Quick Responses

You can easily reach us by phone, email, or text — we respond promptly so you’re never left waiting or wondering what’s happening.

Clear Explanations

We take the time to walk you through your options in plain language, so you understand not just what you’re choosing — but why.

Honest Guidance

We truly keep your needs central to our mission. If something isn’t in your best interest, we’ll say so. Even if that means staying with your bank.

Stronger Options

Because we compare 30+ lenders, we’re often able to secure better solutions than clients were offered directly.

Smooth Process

From application to funding, we stay organized and proactive, making the process feel seamless instead of stressful.

A True Family Team

Mark, Jonah, and Joel work together on every file. That means shared responsibility, steady communication, and genuine care.

We’d be honored if you’d let our family take care of yours. 

Made the process smooth & stress free from start to finish.

★ ★ ★ ★ ★

Absolutely thrilled with the service from Family Mortgage Planners! From start to finish, they made the mortgage process smooth and stress-free. If you’re looking for a mortgage broker you can trust, I highly recommend Family Mortgage Planners. Truly exceptional service! Thank you for making my home buying experience so positive!

Akash N.

We keep the mortgage process as easy as 1-2-3.

Mark Kostelyk
1

Start the conversation

We’ll learn about your financial situation, timeline, and your mortgage needs. Then, we’ll outline exactly what comes next.

Begin with our secure online application or schedule a call with us.

2

Review & prepare

Mark, Joel, and Josh carefully review your application and confirm exactly which documents a lender will need.

We gather everything upfront — because this critical step helps prevent delays, surprises, and unnecessary stress later in the approval process.

Family Mortgage Planners Team
3

Move forward with confidence

We’ll walk you through the strongest mortgage and rate options available to you, explaining the differences clearly so you can choose with confidence.

Whether you need a pre-qualification outlining your purchase power or you’re ready to submit for final approval, we guide you every step of the way.

From start to finish, we stay proactive and responsive so you always know what’s happening.

Smooth. Organized. Stress-free.

Many of our clients come back — and refer their friends and family.

★★★★★

Working with Joel and team at Family Mortgage Planners made the entire mortgage process so much less stressful.

Maria T.

★★★★★

We received the most excellent service! Joel was thorough and patient with the particularities of my situation and the whole process went smoother than I could have hoped for. Our real estate lawyer even commented to me that my mortgage broker did an amazing job because it had been ages since he had seen a lower mortgage rate.

Hats off to this incredible team at Family Mortgage Planners!

Kristin B.

★★★★★

The team at Family Mortgage Planners are exceptional. They got us a great rate on our house in 2015, and an even better rate when we refinanced in 2020.

They are super easy to communicate with and are very helpful at answering any questions or concerns. We will continue to use them for our mortgage needs and I drop their name to all of my friends who are looking for mortgages.

Beau W.

We’d be honored to serve you, too.

Ready to get started?

There are several ways we can get started! Regardless of how you reach out, we’ll quickly get back to you & answer your questions!

Call or text us today!

780-907-7207

Connect with us!

Have a question?

Fill out the form below & we’ll get right back to you.

We’re trusted by thousands of local families.

  • Working with Joel and team at Family Mortgage Planners made the entire mortgage process so much less stressful. They were super patient, knowledgeable, and always quick to answer our questions (even the small ones). They explained everything clearly and helped us understand what we actually qualified for. Thank you for your... read more help!

    Maria Toro Avatar Maria T.
    November 29, 2025

    I recently purchased my first house, and I was lucky enough to find Joel with the Family Mortgage Planners Team. He was extremely professional and exceptionally fast in answering all of my questions thoroughly and always willing explain things in terms I could understand. Very good communicator. Within just hours... read more of getting in touch with Joel, I was pre-approved and receiving dozens of current interest rate quotes from the best lenders in the country. He was always just a phone call or email away when I had any sort of issue or new question. Joel took great care in staying on top of what was required by the lender or lawyer during the whole process. And I knew I didn’t have to worry about a thing. Thanks again, Joel.

    Jonah W Avatar Jonah W.
    March 1, 2022

    Great service

    madeline turland Avatar madeline t.
    April 1, 2025
  • Working with Joel at family Mortgage was a wonderful experience, will be recommending to my friends and family.

    Sovdi Media Avatar Sovdi M.
    December 11, 2025

    If you are looking for a mortgage, then look no further then Mark and Joel. They will treat you like family and will go above and beyond what you would expect. Highly recommend this team!

    Jon Avatar Jon
    October 16, 2021

    Jonah is amazingly knowledgeable and answered all my questions.

    Mark Poechman Avatar Mark P.
    May 10, 2024
  • Very good people,helped me successfully get my mortgage. I would recommend them to anyone who needs financing for a mortgage.

    Ahmed Yussuf Avatar Ahmed Y.
    May 22, 2022

    Mark, Jonah and Joel really made getting the right financial institution for our mortgage easy and without stress. They were exceptional from start to finish and I am certainly looking forward to working with them in the nearest future. Thank you Family Mortgage planners.

    Afolabi Damilola Avatar Afolabi D.
    November 14, 2023

    Mark helped me and my girlfriend obtain financing for our first house. Mark got in touch with us very quickly and was professional and easy to talk to! He answered all of our questions and was able to secure us a great Morgage in short order. It was a great... read more stress relief that he was so quick to reply to our questions and worries and was very calming as he help us through the process!

    Victor Kuefler Avatar Victor K.
    March 1, 2021
  • We had the most amazing experience working with The Family Mortgage! Our broker, Joel, went above and beyond for us. He took the time to really understand our situation and made us feel genuinely cared for every step of the way. Our case wasn’t easy with immigration factors and short... read more notice but Joel and Mark handled everything with so much patience, professionalism, and kindness. They even helped us on weekends and always made time to answer our questions. We will absolutely be returning to The Family Mortgage for any future needs, simply because of how well we were treated. Truly exceptional service!

    Emma Roppo Avatar Emma R.
    October 20, 2025

    I had an outstanding experience with family mortgage team. Jonah and Joel were very professional and they made this whole process super easy and stress free. The communication was top-notch during the process and they responded timly manner to my emails and texts. I would recommend family mortgage team to... read more anyone whos in mortgage needs around me. Thank you so much!! You guys are best!!

    MK Avatar MK
    October 4, 2025

    Mark and his team were incredibly helpful in providing insight, advice, and an exceptionally smooth experience for my wife and I. As first time home buyers, the family mortgage crew took all of the mystery out of the process and gave us all the confidence and support we needed. Cannot... read more recommend highly enough!

    Andrew hochhalter Avatar Andrew h.
    November 7, 2021
  • We are really thankful to Joel and Mark for helping us get our first home! Their approach towards getting our financing done right from the beginning was really very helpful, diligent and professional. Joel was always ready to answer any questions that I had and also gave me good tips... read more and advice and followed up with me on all the details! Highly recommended for anyone looking to buy a home! Thanks Joel and Mark once again!

    AR Benjamin Avatar AR B.
    March 1, 2021

    The team at Family Mortgage Planners was fantastic to deal with. They made the process easy by staying in touch well and making sure everything was done thoroughly. They explained our options well and made sure we understood and could make the best decision based on our situation.

    Ryley Strand Avatar Ryley S.
    May 22, 2022

    Recommended to me by a couple of friends. What I found was great client care. The team at Family Mortgage Planners provided reliable and quick service. From beginning to end, there was no delay in answering our questions online or by phone, even afterhours. They provided clear direction, information, and... read more document requirements. We were extremely happy and thankful with the rate they found for us and how fast they were able to lock us in before a potential increase.

    Bart Seres Avatar Bart S.
    October 14, 2023
  • Absolutely thrilled with the service from Family Mortgage Planners! From start to finish, they made the mortgage process smooth and stress-free. Jonah is professional, knowledgeable, and genuinely cares about their clients. He took the time to understand my needs and provided personalized options that worked for me. Communication was clear... read more and consistent, and answered all my questions promptly. I felt supported every step of the way, and they helped me secure a great rate. If you’re looking for a mortgage broker you can trust, I highly recommend Family Mortgage Planners. Truly exceptional service! Thank you for making my home buying experience so positive!

    akash nimkar Avatar akash n.
    March 25, 2025

    The team is very efficient and straight forward and very helpful on the process of refinancing my mortgage!I have been recommending them and would continue to do so!

    Melanie Aspiras Avatar Melanie A.
    September 1, 2022

    Mark and Joel were very easy to work with, and always attentive too all of our questions. Both are experienced brokers and had all the answers, and nothing was a surprise to them. Thanks for the all help!

    Calvin Van Laar Avatar Calvin V.
    August 16, 2021
  • The Family Mortgage Planners Team have been supporting me with my mortgage since 2010. They were recommended to me by a friend and I am grateful for that recommendation. I recently had the opportunity to renew my mortgage and Joel was incredible. He was super responsive and... read more diligent throughout the whole process. He was readily available and answered all of my many, many questions. If for some reason he wasn't around Mark was there to support, I felt very well taken care of. They did a great job finding me a mortgage at a very low rate.

    Melissa K Avatar Melissa K.
    November 23, 2020

    The team at Family Mortgage Planners are exceptional. They got us a great rate on our house when we first purchased back in 2015, and got us an even better rate when we refinanced in 2020. They are super easy to communicate with and are very helpful at answering any... read more questions or concerns. We will continue to use them for our mortgage needs and I drop their name to all of my friends who are looking for mortgages.

    Beau Danger Avatar Beau D.
    March 1, 2021

    Very quick and efficient services. They responded extremely fast with the best offers available when my mortgage came up for renewal. The communication was very consistent and timely throughout the renewal process and I would highly recommend this team. They absolutely service their customers well. Jamie

    Jamie Fair Avatar Jamie F.
    March 1, 2022
  • Joel was really friendly and helpful getting us approved for a mortgage. He answered any questions we had promptly and the whole process was smooth as silk. I highly recommend giving these fellas a call if you're needing a mortgage.

    Jesse Clemmer Avatar Jesse C.
    April 1, 2025

    Incredible service and support. Highly recommend!

    felicia star Avatar felicia s.
    September 10, 2023

    We are once again thankful to Joel and Jonah for helping us get our home. Their approach towards getting our financing done right from the outset was diligent and professional. Highly recommended for anyone looking to buy a home!

    AR Benjamin Avatar AR B.
    May 10, 2024
  • Mark Kostelyk is the perfect mortgage broker. He got the job done on his end quickly and any information he needed from me; he asked in a way that didn’t make feel pressured. I know that I got a good deal. Next time I need a mortgage I will... read more be calling him again 🙂

    Austin A Avatar Austin A.
    October 30, 2025

    It definitely was a team effort from the "Family Mortgage Team". Mark and Joel both helped us through our home search. They always had an answer for us and gave sound advice. They are very accessible and prompt.
    We recommend you talk with them and give "Family Mortgage Team" a chance... read more to earn your business.
    Jamie and Janine.

    Jamie Davidson Avatar Jamie D.
    December 7, 2021

    If you are looking at buying a home I would highly suggest working with Mark & Joel. They had us pre-approved within 24 hours of inquiring and were clear and concise in what more they needed from us throughout the duration of the sale. They are available when you need... read more them and extremely informative. We were first time home buyers and they helped us navigate a process that they don't teach you in school! Great brokers, better humans. Thanks again, We couldn't be happier in our new home!

    Erik Steinbring Avatar Erik S.
    March 1, 2022
  • My husband and I bought our first home through the Family Mortgage team. From the get go, Mark and his team provided us with great client service and answered all of our questions. As soon as we locked in on a home they were immediately on it and helped us... read more close the deal within a week. They answered our calls after working hours and reassured us that we would close the deal. I couldn’t be happier with the service we got. Moreover, they continuously worked hard to get us the lowest rates possible. I highly recommend the Family Mortgage Planner team.

    Priyanka Avatar Priyanka
    January 14, 2024

    Mark is an amazing Mortgage Broker. His professional, kind and caring approach to Mortgage Financing is second to none. You are in great hands when you choose Mark and his team!

    Sandra Forscutt Avatar Sandra F.
    May 10, 2024

    I can’t praise these brokers enough. Their knowledge helped me navigate so many unknowns, and thanks to them, I have now purchased a second property. The care and attention to detail they provide is outstanding. I am so grateful to have been referred to this company and I will without... read more a doubt send everyone I know to them. Thank you so much Family Mortgage Planners! Mark, Joel, and Jonah, you are all amazing.

    Savanah Bosch Avatar Savanah B.
    December 12, 2025